If you have struggled with getting loans because you have poor credit, then you have probably started looking into other ways to get the financing you need. One of the options you will most likely run into is a subprime loan. Subprime loans are generally for people without a stellar credit history. Sometimes lenders that … Continue reading What Is a Subprime Loan? →
Buying a car is a huge financial responsibility, from cash upfront to expensive monthly payments. Both new and used car prices are at an all-time high, so this burden isn’t getting easier for anyone. On top of that, car values don’t always hold with the amount you owe on the loan. As soon as you … Continue reading How to Get a Repossession off Your Credit Report →
When you get a copy of your credit report, you may be surprised at some of the information that’s actually included. Some of it is negative and can hurt your chances to be approved for credit or loans. It pays to know what information is on your credit report before you apply for a credit … Continue reading How to Remove a Tax Lien from Your Credit Report →
Many people work hard to maintain good credit and a healthy financial profile. The credit report is like a report card for your finances and it, combined with your credit score, controls almost everything that you do financially. It can determine whether you can secure a mortgage, buy a car, or get a credit account. … Continue reading How Long Do Negative Items Stay on Your Credit Report? →
Bad credit impacts people across the country, but there’s no reason why it has to be a permanent situation. While there are a number of factors contributing to your credit score, one of the most important is the level of debt you owe. However, simply reducing your overall debt might not have the greatest impact. … Continue reading What Is Credit Utilization Ratio? →
