When you have bad credit, it might not be something you think about every single day of your life. But when the time comes to get financing or credit, your bad credit score can weigh on your mind day and night. This is especially true when you need to buy a car. For most people, … Continue reading How to Buy a Car with Bad Credit →
Getting a divorce or legally separating is unpleasant to begin with. The last thing you want to hear is how it can affect your credit. But it’s something you should understand, especially if you have recently initiated or concluded divorce or separation proceedings. The good news about divorce and credit scores is that divorce doesn’t … Continue reading How Does Divorce or Legal Separation Affect Your Credit? →
It’s an unfortunate truth that credit reports aren’t guaranteed to be accurate. Research conducted by the FTC discovered that one in four Americans have mistakes on their credit reports that are significant enough to potentially impact their credit scores for the worse. Even if you don’t think you have a negative item on your credit … Continue reading How to Remove Negative Items from Credit Report Before 7 Years →
Buying a car is a huge financial responsibility, from cash upfront to expensive monthly payments. Both new and used car prices are at an all-time high, so this burden isn’t getting easier for anyone. On top of that, car values don’t always hold with the amount you owe on the loan. As soon as you … Continue reading How to Remove a Repossession From Your Credit Report →
Credit cards certainly affect your credit score, and the way you use them determines whether the impact is a positive or negative one. Simply having a credit card in your name helps you build a credit history, which can help you qualify for other types of financing later down the road. But your payments, balances, … Continue reading How Do Credit Cards Impact Your Credit Score? →
