Credit cards certainly affect your credit score, and the way you use them determines whether the impact is a positive or negative one. Simply having a credit card in your name helps you build a credit history, which can help you qualify for other types of financing later down the road. But your payments, balances, … Continue reading How Do Credit Cards Impact Your Credit Score? →
When you find an error on your credit report, it can be alarming because you realize that your credit score could be suffering from a negative item that you don’t deserve. Thanks to the Fair Credit Reporting Act (FCRA), it’s your right to dispute any incorrect or out of date items listed on your credit … Continue reading How to Dispute an Error with Equifax →
Your credit score has such a big impact on so many aspects of your life. This number is a reflection of how you spend and manage your money and how risky it would be for a lender to give you a loan or a credit card company to provide you with a card. Your score … Continue reading How to Improve Your Credit Score →
Strong credit health begins with knowing exactly what is affecting your credit. The way to find this information is by accessing your credit reports each year. The process is free and relatively easy to complete. We’ll walk you through exactly how to request your free credit reports and what to look for once you’ve received … Continue reading How to Get Your Free Annual Credit Report →
With so many credit repair companies available both locally and online, it can be frustrating to know who to trust to help you with bad credit. The Fair Credit Reporting Act was enacted to help protect consumers by allowing for a robust credit repair process. Unfortunately, it opened the door for some unsavory companies to … Continue reading 5 Signs Your Credit Repair Company is a Scam →
