If you’re shopping for a mortgage to purchase a house, you may notice different lenders advertising the best interest rates for their mortgages. You’ll also start to see that different loan products have different rates. What you should understand before you apply for a mortgage is that not everyone qualifies for those low interest rates. … Continue reading How Your Credit Score Affects Your Mortgage Rate →
Need Help Repairing Your Credit?
It might seem difficult to pick the right credit repair company, but it doesn't have to be. Check out our round-up of reviews to help narrow down the choices.
You can count on us to be impartial while maintaining professional standards to help you make your decision. Just follow the link below to view our recommendations.Best Credit Repair Services
There are a number of instances where you might be asked to co-sign a loan. For example, your son or daughter may come to you and ask if you can co-sign a loan with them to get a new car. Perhaps they just graduated from college and have no credit history of their own. But … Continue reading Does Co-Signing a Loan Affect Your Credit? →
When it comes to financial debt, the media has given plenty of focus to credit card debt, student loan debt, and even mortgage debt during the 2007 housing crisis. Medical debt, however, has been largely overlooked, even though it has been a leading reason for personal bankruptcy and affects approximately 2 million Americans annually. It’s … Continue reading Does Medical Debt Affect Your Credit? →
First impressions are important. In the financial realm, your credit score and credit history are the first and possibly only impression a potential lender, employer, or landlord has when deciding to approve your application. Since good credit scores don’t happen overnight, you’ll need to gradually begin building credit through a variety of different methods. We’ve … Continue reading 12 Ways to Build Your Credit →
With so many credit repair companies available both locally and online, it can be frustrating to know who to trust to help you with bad credit. The Fair Credit Reporting Act was enacted to help protect consumers by allowing for a robust credit repair process. Unfortunately, it opened the door for some unsavory companies to … Continue reading 5 Signs Your Credit Repair Company is a Scam →