As lawsuits grow to be more common occurrences, a growth in the number of civil judgments are being doled out to individuals; especially from collection agencies. This can impact your life in numerous ways, so it’s important to fully understand the repercussions. Hopefully, this information will help you avoid getting to the point of a … Continue reading How to Remove a Judgment from Your Credit Report →
Not only does a charge-off look bad on your credit report, it can also keep you from getting approved for loans or credit cards. While getting a charge-off removed from your credit report is difficult, it’s certainly possible. The key is to know what to do and what not to do before you start the … Continue reading How to Remove a Charge-Off from Your Credit Report →
Is your credit score not as high as you’d like it to be? If so, you may have heard of becoming an authorized user on another person’s credit card account to boost your credit score. Being added as an authorized user on a strong account can really save you some money in the long run. … Continue reading What Are Authorized User Tradelines? →
When you have bad credit it can be challenging to qualify for a credit card. You can’t get approved, but it’s difficult to efficiently improve your credit score if you don’t have regular payments that are consistently reported to the three major credit bureaus. Luckily, there are viable options for you to not only get … Continue reading How to Get a Credit Card with Bad Credit →
Maintaining your credit score involves lifelong financial behaviors, but improving your score doesn’t have to take forever. It won’t happen overnight, but a few smart decisions can turn a bad score in the opposite direction. Depending on what kind of items you have on your credit report, it can take months and sometimes even years … Continue reading How to Rebuild Your Credit →
