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What Is a Credit Reporting Agency?

When you’re working on repairing your credit, it’s smart to know how your credit information is collected so you know where to go to look for improvement. Credit reporting agencies are private companies that collect certain types of data to create your credit report. Lenders, credit card companies, and other creditors then access this information … Continue reading What Is a Credit Reporting Agency?

How to Freeze Your Credit Report

A credit report freeze is an excellent tool you can use to lock down your credit. With credit card fraud and identity theft running rampant today, it’s important to have a well-thought-out plan to help you keep your reputation unscathed. As part of your strategy, consider freezing your credit reports. We’ll show you the ropes … Continue reading How to Freeze Your Credit Report