A credit report freeze is an excellent tool you can use to lock down your credit. With credit card fraud and identity theft running rampant today, it’s important to have a well-thought-out plan to help you keep your reputation unscathed. As part of your strategy, consider freezing your credit reports. We’ll show you the ropes … Continue reading How to Freeze Your Credit Report →
When you get a copy of your credit report, you may be surprised at some of the information that’s actually included. Some of it is negative and can hurt your chances to be approved for credit or loans. It pays to know what information is on your credit report before you apply for a credit … Continue reading How to Remove a Tax Lien from Your Credit Report →
It’s estimated that one in five people have errors on their credit reports. With the world revolving around credit, you can’t simply sit on your hands if you’re a part of the mislabeled 20%. A bad credit score can affect a myriad of things in your life. You surely know about the big ones like … Continue reading How to Dispute an Error on Your Experian Credit Report →
After high school, most people have vague ideas about credit scores and credit reports. Good credit means shiny credit cards and new clothes, while bad credit means you work at a low-end job and, worse, drive to it with an old car. After college, the concept of credit clears and solidifies, but only slightly. It’s … Continue reading What Is a Bad Credit Score? →
A car repossession happens after a series of missed payments and the lender believes you (the borrower) will not get “caught up” in a timely manner. The exact process and timeline depend on specific state laws and auto loan policy that dictate when your vehicle can be repossessed. If you’ve missed one payment, you don’t … Continue reading How Does a Repossession Affect Your Credit? →
