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How to Freeze Your Credit Report

A credit report freeze is an excellent tool you can use to lock down your credit. With credit card fraud and identity theft running rampant today, it’s important to have a well-thought-out plan to help you keep your reputation unscathed. As part of your strategy, consider freezing your credit reports. We’ll show you the ropes … Continue reading How to Freeze Your Credit Report

What Is a Bad Credit Score?

After high school, most people have vague ideas about credit scores and credit reports. Good credit means shiny credit cards and new clothes, while bad credit means you work at a low-end job and, worse, drive to it with an old car. After college, the concept of credit clears and solidifies, but only slightly. It’s … Continue reading What Is a Bad Credit Score?