At least once a year, you should review your credit reports from the three credit bureaus to ensure all your financial account information and payment history are accurate. Outlining Your Dispute Letter Occasionally, there might be a reporting error on your report that requires correction to properly reflect your credit score and history to prospective … Continue reading How to Write a Credit Dispute Letter →
Need Help Repairing Your Credit?
It might seem difficult to pick the right credit repair company, but it doesn't have to be. Check out our round-up of reviews to help narrow down the choices.
You can count on us to be impartial while maintaining professional standards to help you make your decision. Just follow the link below to view our recommendations.Best Credit Repair Services
Not only does a charge-off look bad on your credit report, it can also keep you from getting approved for loans or credit cards. While getting a charge-off removed from your report is difficult, it’s certainly not impossible. The key is to know what to do and what not to do before you start the … Continue reading The Ultimate Guide to Removing Charge-offs from Your Credit Report →
Bad credit impacts people across the country, but there’s no reason why it has to be a permanent situation. While there are a number of factors contributing to your credit score, one of the most important is the level of debt you owe. However, simply reducing your overall debt might not have the greatest impact. … Continue reading What Is Credit Utilization Ratio? →
A collection is when your overdue bill is turned over or sold from the original creditor (such as a credit card company or doctor’s office) to a collection agency. The debt is usually sold for just pennies on the dollar. However, the creditor would rather bring in a fraction of the bill than spending the … Continue reading How to Remove Collection Accounts from Your Credit Report →
No matter what your credit score looks like, you need a place to live. But if you’re struggling with bad credit, having your rental application chosen out of many can get tricky, especially if you live in a competitive area. Luckily, you don’t have to let a low credit score get in the way of … Continue reading How to Rent an Apartment with Bad Credit →