CreditFirm.net has been helping clients improve their credit since 1997. The company takes a simple and transparent approach to credit repair with just one comprehensive service plan.
Many credit repair companies charge high setup fees or push customers into complicated service tiers. CreditFirm.net does not. You know exactly what you are getting—effective credit repair for one flat monthly price.
What CreditFirm.net Offers
CreditFirm.net works on your behalf to challenge inaccurate, outdated, and unverifiable negative items on your credit report. You also get personal guidance to help you strengthen your credit profile.
Each client is assigned a dedicated account manager who can answer questions and provide updates throughout the process. CreditFirm.net also offers helpful education on how to build and maintain good credit over time.
CreditFirm.net Plan and Pricing
CreditFirm.net offers one simple plan that includes everything you need:
Feature
CreditFirm.net Plan
Monthly Fee
$49.99
First Work Fee
$0
Personalized disputes with all three credit bureaus
Creditor intervention letters
Inquiry disputes
Identity theft restoration assistance
Debt validation services
Unlimited disputes
Dedicated account manager
Monthly progress updates
Credit education and coaching
Cancel anytime
Bottom Line
CreditFirm.net is a smart choice if you want affordable credit repair without the extra fees. With more than 20 years of experience and no upfront costs, the service delivers solid value.
While it does not offer multiple service tiers or extra perks like some competitors, CreditFirm.net focuses on the essentials—effective credit dispute work and personal service. For many people, that is exactly what they need.
Ready to Get Signed Up?
Get started with CreditFirm.net today and take the first step toward better credit.
CreditFirm.net works directly with the three major credit bureaus to challenge inaccurate, outdated, and unverifiable negative items on your credit report. The company sends targeted dispute letters on your behalf and follows up with creditors and credit bureaus until the items are corrected or removed. You will also receive guidance on how to improve your credit profile through smart financial habits.
Some clients start seeing results in as little as 30 to 45 days. However, credit repair is a process, and timelines vary based on the number and type of negative items on your credit report. Most clients see the best outcomes over several months of consistent work.
You can sign up by calling CreditFirm.net at (800) 750-1416 or visiting their website to request a free consultation. Once you enroll, your dedicated account manager will help you get started and explain the next steps.
CreditFirm.net does not offer a money-back guarantee. However, you can cancel your service at any time without penalty, giving you flexibility if you are not satisfied with your progress.
CreditFirm.net can help you challenge and potentially remove a wide range of negative items, including:
Late payments
Charge-offs
Collections
Foreclosures
Bankruptcies
Repossessions
Tax liens
Inquiries
Identity theft-related accounts
If an item is removed because it was inaccurate or could not be verified, it should not reappear. However, if the item is later updated or re-reported with proper verification, it could potentially show up again on your credit report. This is why it is important to monitor your credit report regularly.
CreditFirm.net charges $49.99 per month with no upfront fees. You can cancel at any time.
You can cancel your service by contacting CreditFirm.net directly. It is recommended to call their customer service line to ensure your cancellation request is processed promptly.
CreditFirm.net does not advertise any ongoing discounts. The company keeps its pricing simple and affordable at a flat monthly rate.
CreditFirm.net’s mailing address is:
CreditFirm.net P.O. Box 2920 Naperville, IL 60567
CreditFirm.net’s customer service team is available Monday through Friday, from 9:00 AM to 5:00 PM Central Time.
You can cancel your credit repair services at any time by contacting CreditFirm.net’s customer service. A phone call is the most direct way to ensure your cancellation request is handled quickly.