Best Credit Repair Companies in Norfolk, VA (2026)

Information can differ from one credit bureau to another, so reviewing all three credit reports is an important first step. An error may appear on only one credit report or be reported differently across multiple credit reports.

Credit repair companies identify these inconsistencies, prepare disputes, and follow up with credit bureaus and creditors. They cannot guarantee removals or promise a specific credit score increase.

This guide compares national providers and credit repair companies serving Norfolk residents.

Credit Saint

Credit Saint is a credit repair company founded in 2004, giving it more than two decades of experience challenging inaccurate, outdated, and unverified items on consumer credit reports.

It offers three monthly plans of $79.99, $109.99, and $139.99, with one-time initial fees of $99, $99, and $195 depending on the plan. The service includes a 90-day money-back guarantee.

Credit Saint is not available in every state; roughly nine states are excluded, so residents should confirm that service is offered in their area before enrolling.

What we like
Three monthly plans: $79.99, $109.99, and $139.99
Initial fees: $99, $99, and $195
22 years of experience (founded 2004)
90-Day Money-Back Guarantee
Credit Report Every 45 Days

Sky Blue Credit Repair

Sky Blue Credit Repair has been in business for over three decades and offers tiered monthly pricing rather than a single flat rate. Individual plans are priced at $79, $99, and $119 per month, and couples can enroll together at $119, $149, or $179 per month.

The company holds an A+ rating from the Better Business Bureau and backs its work with a 90-day money-back guarantee.

What we like
Individual plans: $79, $99, and $119 per month
Couples plans: $119, $149, and $179 per month
37 years of experience (founded 1989)
A+ BBB Rating
90-Day Money-Back Guarantee

The Credit People

The Credit People is a credit repair company that has operated since 2001 and is headquartered at 6975 S Union Park Avenue, Suite 600, Cottonwood Heights, Utah.

It offers a Standard plan at $99 per month with a $19 setup fee, a Premium plan at $119 per month, and a flat-rate option of $599 for six months. The company holds an A+ rating from the Better Business Bureau and provides clients with free credit reports and scores.

What we like
Standard plan: $99/month (plus $19 setup)
Premium plan: $119/month
Flat-rate option: $599 for 6 months
In business since 2001
A+ BBB Rating
Free credit reports and scores

Local Credit Repair Companies in Norfolk

Companies serving Norfolk offer both guided and full-service credit repair. Available options include credit report audits, personalized dispute plans, creditor challenges, and assistance preparing dispute documents.

Most offer a free consultation or credit report analysis before service begins. Depending on the company, clients may also receive monthly updates, online tracking, flexible service plans, or support through email, text, or WhatsApp.

Infinite Limits LLC

Infinite Limits LLC is based in Norfolk and works with business owners on their credit needs. The company offers credit repair consultations, credit report audits, and DIY credit repair e-books.

It provides one-on-one guidance on credit report audits and teaches techniques for disputing credit report errors. The company works with all three credit bureaus and offers a free consultation or credit analysis to start.

440 Monticello Ave Ste 1800, Norfolk, VA 23510, USA (800) 953-1227 Visit Website

Virginia Credit Repair

Virginia Credit Repair is based in Norfolk and serves individuals who want to improve their credit scores. It works with people who have collections, late payments, foreclosures, judgments, or charge offs on their credit reports.

The company begins with a free credit audit and reviews clients' credit reports to assess their credit needs. It disputes inaccurate items with all three credit bureaus and works to remove negative items through service plans that fit each client's needs.

Clients pay no major setup fees and no hidden charges. The company also offers a free consultation or credit analysis before service begins.

223 E City Hall Ave office 408, Norfolk, VA 23517, USA (757) 375-1144 Visit Website

Dsi

DSI is based in Chesapeake and serves the Norfolk area. It works with people who have personal credit issues, small business owners, and people starting or growing a business.

The company reviews credit files for inaccurate or unverifiable reporting and handles credit disputes. It also offers a credit education plan for each client, authorized user tradelines, and business credit file setup.

DSI starts with a free intake and credit analysis to review client fit and confirm the right service lane. After an agreement and disclosure step, clients receive next steps by SMS, email, or through an online portal.

2200 Dunbarton Dr Ste d, Chesapeake, VA 23325, USA (757) 550-1338 Visit Website

Avp Consulting LLC

AVP Consulting LLC is based in Chesapeake and serves the Norfolk area. Since 2019 it has worked with people who have collection accounts, late payments, repossessions, apartment collections, or bankruptcy on their credit.

The company disputes derogatory accounts and inaccurate items on credit reports, including debt collections, charge offs, medical debt, and repossessions. It also offers authorized user tradelines and does not require long-term or monthly contracts.

Clients get priority support through WhatsApp, and the company offers a free consultation or credit analysis.

1021 Eden Way N #118, Chesapeake, VA 23320, USA (702) 550-1348 Visit Website

Financial Fit Club

Financial Fit Club is based in Hampton and serves the Norfolk area. It works with people who have negative items on their credit, feel overwhelmed by the credit repair process, or want to improve their credit profile and habits.

The company uses a credit review process to assess credit issues and disputes eligible negative items. It also helps clients rebuild credit habits and behaviors over time.

Clients receive monthly progress updates and ongoing communication and tracking, along with a free consultation or credit analysis.

4410 E Claiborne Square Suite 334, Hampton, VA 23666, USA (757) 835-3648 Visit Website

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