Best Credit Repair Companies in Miami, FL (2026)

Yehu Credit Fixer is based in Miami and works with Miami residents on their credit needs.

The company starts with a personalized credit analysis of each client's credit report. It offers negotiation with the credit bureaus and helps rebuild and maintain a client's credit profile.

Plans are set up on a monthly basis and aim toward each client's credit score goals, with ongoing support throughout.

RepairMyCreditScores.com is based in Miami and provides credit restoration and credit report dispute services for people dealing with medical collections, late payments, foreclosure, charge-offs, bankruptcy, and identity theft. It also offers inquiry removal, collection removal, late payment removal, charge-off removal, repossession dispute, identity theft credit repair, and business credit building.

The company disputes negative marks directly with creditors and with Equifax, Experian, and TransUnion. It builds personalized credit repair plans for each client and begins with a free credit audit.

Clients can track their case through a secure online portal. If a deleted item reappears on a credit report, the company works to remove it again at no additional cost.

Reparacion De Credito is based in Miami and offers credit report analysis, dispute resolution, and credit audit services. It works with home buyers, business owners, and people seeking vehicle loans or new credit cards.

The company begins with a free credit analysis, after which a specialist reviews the client's credit score and builds a personalized plan. Clients open a credit repair account with a monthly plan, and the team disputes and works to remove negative items using a four-step process. If needed, the company re-disputes items with added proof and works with all three major credit bureaus.

The Credit Goats is based in Miami and files credit report disputes to work toward removing negative items such as late payments, collections, hard inquiries, and charge-offs. It also addresses bankruptcies, student loans, judgements, repossessions, and foreclosures, and provides credit analysis.

The company begins with a free credit analysis and works directly with credit bureaus and creditors. It uses a legal team to handle disputes and applies custom tactics for credit restoration.

Clients can track their case through a client portal that offers live status updates.

A1 Credit Now is based in Miami and offers credit report dispute, credit monitoring, and credit score improvement services.

The company collaborates with credit bureaus and creditors to dispute adverse items and builds personalized action plans for each client. It provides monthly reports from all three credit bureaus and score builder insights.

Clients get a seven-day credit monitoring trial, real-time updates on their credit report, and 24/7 account access. They can cancel at any time with no penalties.

Dispute Nation LLC is based in Miami and offers credit report analysis, dispute letter creation, credit bureau disputes, creditor disputes, credit counseling, and credit education. It serves first-time business owners, people expanding businesses, people recovering from divorce, people with chronic conditions, homebuyers, and veterans.

The company begins with a free consultation and credit analysis to identify errors and inaccuracies in the credit report. It then creates custom dispute letters and sends them to credit bureaus and creditors, while offering ongoing credit counseling and support.

Clients can track progress in real time through a secure client portal that also supports secure document sharing. Each client is assigned a dedicated credit repair agent, and the company follows a transparent process with realistic expectations.

Captain Credit LLC is based in Miami at its Biscayne Boulevard office. It serves first-time homebuyers, people who are rebuilding after bankruptcy, and those who need financing for a business.

The company offers a free consultation to review credit reports and build a custom plan. It disputes inaccurate negative items with all three credit bureaus under the Fair Credit Reporting Act, including collections, charge-offs, late payments, repossessions, bankruptcies, and hard inquiries. Clients receive unlimited disputes each month across all three bureaus.

Clients can track deletions and improvements in real time, and the company allows cancellation at any time with no long-term contract.

A Plus Credit Services LLC operates from Miami and offers credit report review, credit building support, and credit profile rebuilding services.

The process starts with a free credit evaluation to determine candidacy for credit repair. The company then obtains all three credit reports, reviews them with the client, and identifies information that affects the client's credit profile. Clients sign a personalized agreement that includes a disclosure and cancellation policy.

Clients can track their progress and access documents through an online client dashboard.

All About Credit Repair has served the Miami area for more than 10 years. It works with individuals, families, and small business owners. It also helps people who have errors on their credit reports, people who are recovering from financial hardship, and people who are preparing for major purchases.

The company offers a free consultation to review credit reports and identify areas that need improvement. From there, it builds a personalized credit restoration plan and disputes inaccurate items with the credit bureaus.

Miami is home to A Better Credit Today Credit Repair, which works with individuals who seek credit approval and with people whose credit applications have been denied.

The company begins with a free initial credit analysis that reviews credit reports from all three bureaus. Its credit audit identifies items that are inaccurate or damaging, and it verifies that a client is a good fit before enrollment. A dedicated processing department then files disputes with Equifax, Experian, and TransUnion.

Credit Supreme is based in Miami and serves veterans and military personnel.

The company offers a free credit report analysis and consultation, and it then conducts a thorough evaluation of each credit report before disputing items with the credit bureaus. Disputes are sent within 24 hours of enrollment, and the company follows 30-day dispute cycles.

Each client works with a dedicated credit coach and receives a personalized plan. Clients can access their account through a 24/7 customer portal.

Executive Credit has served consumers across all 50 states for 15 years from its Miami location.

The company reviews each client's credit profile for negative items and writes to both creditors and credit agencies. It works with third-party verification, builds personalized financial plans, and follows a step-by-step dispute process. Clients receive monthly three-bureau reports and scores, along with daily three-bureau monitoring, alerts, and dark web monitoring.

Active credit monitoring is required to maintain enrollment in the program.

BH Credit Solution has served Miami clients for more than 10 years from its office on West Dixie Highway. It offers credit report dispute assistance, collection negotiation, bankruptcy credit rebuilding, foreclosure credit recovery, and credit monitoring along with credit education.

Each client starts with a free credit analysis that reviews the credit report for outdated or inaccurate items. The team then builds a tailor-made plan, disputes questionable entries with the credit bureaus, and negotiates directly with creditors.

Clients receive regular progress updates and stay in ongoing communication with the company throughout the process.

Resolutions Made Easy Credit Repair is based in Miami and offers credit report analysis, dispute resolution, debt validation, and credit counseling.

The process begins with a free credit analysis that reviews all three credit bureaus. The company then builds a customized plan and works directly with the bureaus to dispute errors on a client's credit report.

New clients can start with a free consultation to discuss their credit report before any plan begins.

Credit360 Credit Repair Services is based in Miami, with its office on SW 186th Street. The company disputes charge-offs, collection accounts, foreclosures, bankruptcies, repossessions, judgments, and identity fraud, and it also offers credit monitoring and business credit repair.

Credit360 starts with a credit report analysis and builds a personalized action plan for each client. It disputes inaccuracies using Metro 2 compliance and factual dispute methods, files FCRA disputes, and runs a comprehensive credit audit every 45 days.

Clients pay no upfront or monthly fees, since the company charges only after an item is removed, and they can cancel at any time under its no-hassle policy. Credit360 also offers a free consultation and a no-risk refund policy, and it works with people who have bad credit, first-time homebuyers, and clients facing collections or bankruptcies.