Best Credit Repair Companies in Denver, CO (2026)

Xperia Credit Solutions, located in Denver, offers credit report analysis, credit score improvement, and error identification with dispute services.

A certified FICO professional conducts a free initial credit analysis and explains the client's credit report in detail. The company then creates a custom credit improvement plan and works with credit bureaus to verify and correct information.

Clients can request a free consultation or credit analysis to begin the process.

Credit Repair Today has served the Denver area for 14 years and brings 30 years of combined experience to credit repair. The company offers credit repair, credit building, inquiry removal, tradeline rentals, business credit building, mortgage preparation, and FCRA disputes.

New clients receive a free credit consultation, and the team pulls each client's credit reports before building a program. Credit Repair Today does not charge monthly fees.

The company works with people who seek mortgage qualification, business owners, identity theft victims, people who are recovering from wage garnishment, and first-time credit builders.

Velcor Unlimited is based in Denver and files credit report disputes for negative items such as collections, late payments, charge-offs, student loans, repossessions, inquiries, and bankruptcies.

The company creates personalized credit repair packages that depend on the number of negative items on a client's credit report. It requires a monthly credit monitoring subscription during the credit repair process and offers a free consultation that does not affect the client's credit score.

Clients receive help with credit card and loan applications, guidance on managing new credit lines, and ongoing education. Velcor Unlimited serves entrepreneurs, real estate investors, and people who need business funding or have low credit scores.

Battle and Company operates in Denver and provides credit repair services.

The company uses a team approach that brings together all financial disciplines. This results in a comprehensive and balanced approach to financial problems, with a focus on solutions and long-term strategies.

Battle and Company serves churches and non-profit organizations, as well as seniors in minority and disadvantaged communities.

Norcross Consulting Services is based in Lakewood and serves the Denver area. The company has offered credit restoration services for over 10 years.

It reviews multiple options that can affect a client's FICO scoring models and partners with a credit reporting agency. Norcross Consulting Services tailors its approach to each client's situation.

The company offers a free consultation and serves first-time homebuyers as well as people with tax debt, credit card debt, auto loans, or student loans.

Complete Credit Plus is based in Arvada and serves the Denver area. The company corrects items on a client's credit report using the Fair Credit Reporting Act and also offers credit education and consulting.

A small team stays with each client throughout the process and provides monthly updates to clients and lenders. The company focuses on helping clients understand the credit scoring system.

Complete Credit Plus offers a free consultation and serves consumers who want to improve their credit standing or build a better credit profile.

Upscale Multi Service Colorado is based in Aurora and serves the Denver area. The company offers credit report review and dispute assistance.

The company identifies errors and areas for improvement in each credit report. It helps clients challenge inaccurate or outdated items and provides clear steps for building healthier credit over time.

Upscale Multi Service Colorado works with individuals and families.

Extra Credit's office sits in Littleton and the company serves the Denver area. It offers credit report disputes, credit coaching, credit monitoring, and a credit builder card. The company works with home buyers and people who are seeking mortgage qualification or refinancing.

The company reviews each client's credit reports and disputes negative or erroneous items under the Fair Credit Reporting Act. It also performs a monthly audit and provides a summary of changes.

Extra Credit offers a free consultation or credit analysis to start. Clients receive monthly updates on their progress along with coaching tips on budgeting, debt management, and credit habits.

LovJaz LLC operates from Englewood and it serves the Denver area. The company has served clients since 2022 and offers credit monitoring and credit restoration. It works with real estate clients, people who are preparing to buy or sell homes, and people who lack financial knowledge or credit health.

LovJaz LLC provides personalized guidance through the credit repair process. It also offers financial freedom classes that follow Dave Ramsey principles and focus on long-term financial health.

Open Door Credit Agency has its office in Northglenn and it serves the Denver area. The company has operated for many years and offers credit report disputes, credit bureau challenges, credit restoration, credit education, and business credit consultation.

The company provides a free initial consultation with a credit specialist and allows enrollment online or by phone. Each client is assigned a personal credit repair specialist who sends monthly dispute letters to the three major credit bureaus and to creditors. Open Door Credit Agency operates on a month-to-month basis with no contracts and no hidden fees.

Clients can track their progress through a 24/7 online client portal.

Coast Tradelines runs its operations from Centennial and it serves the Denver area. The company has offered authorized user tradelines and tradeline sales since 2010. It works with clients across Colorado and the United States, including people with poor credit, people who have been turned down for loans, and people with high interest rates.

Clients choose from available tradelines, fund a secure escrow account, and submit their order. They can check their credit report afterward for updates.

Coast Tradelines offers a free tradeline assessment and a consultation with a credit specialist.

360 Credit Consulting maintains its office in Broomfield and it serves the Denver area. It offers credit restoration, credit consulting, credit education, credit score building, and identification and removal of credit report errors. The company works with people who seek credit approval, people who have errors on their credit reports, and people who are recovering from bankruptcy or foreclosure.

360 Credit Consulting provides a free credit analysis, and a certified FICO Credit Team reviews credit reports for errors and inaccuracies. The team guides clients through the credit repair process.