Best Credit Repair Companies in Aurora, CO (2026)

A free consultation can provide an initial look at your credit report, but it does not reveal the full cost of credit repair. Before enrolling, ask about monthly fees, required credit monitoring, contracts, and the number of disputes included.

A credit repair company can identify questionable information, prepare disputes, and follow up with credit bureaus and creditors. It cannot guarantee removals or promise a specific credit score increase.

This guide compares national providers and credit repair companies serving Aurora residents.

Credit Saint

Credit Saint is a credit repair company founded in 2004, giving it more than two decades of experience challenging inaccurate, outdated, and unverified items on consumer credit reports.

It offers three monthly plans of $79.99, $109.99, and $139.99, with one-time initial fees of $99, $99, and $195 depending on the plan. The service includes a 90-day money-back guarantee.

Credit Saint is not available in every state; roughly nine states are excluded, so residents should confirm that service is offered in their area before enrolling.

What we like
Three monthly plans: $79.99, $109.99, and $139.99
Initial fees: $99, $99, and $195
22 years of experience (founded 2004)
90-Day Money-Back Guarantee
Credit Report Every 45 Days

Sky Blue Credit Repair

Sky Blue Credit Repair has been in business for over three decades and offers tiered monthly pricing rather than a single flat rate. Individual plans are priced at $79, $99, and $119 per month, and couples can enroll together at $119, $149, or $179 per month.

The company holds an A+ rating from the Better Business Bureau and backs its work with a 90-day money-back guarantee.

What we like
Individual plans: $79, $99, and $119 per month
Couples plans: $119, $149, and $179 per month
37 years of experience (founded 1989)
A+ BBB Rating
90-Day Money-Back Guarantee

The Credit People

The Credit People is a credit repair company that has operated since 2001 and is headquartered at 6975 S Union Park Avenue, Suite 600, Cottonwood Heights, Utah.

It offers a Standard plan at $99 per month with a $19 setup fee, a Premium plan at $119 per month, and a flat-rate option of $599 for six months. The company holds an A+ rating from the Better Business Bureau and provides clients with free credit reports and scores.

What we like
Standard plan: $99/month (plus $19 setup)
Premium plan: $119/month
Flat-rate option: $599 for 6 months
In business since 2001
A+ BBB Rating
Free credit reports and scores

Local Credit Repair Companies in Aurora

Companies serving Aurora offer credit report analysis, inquiry challenges, FCRA-based disputes, monthly credit report audits, and follow-up communication with credit bureaus and creditors.

Some providers charge no monthly fee, while others require a separate credit monitoring subscription. Personal credit repair specialists, monthly updates, free consultations, and online client portals are also available.

Upscale Multi Service Colorado

Upscale Multi Service Colorado is based in Aurora and serves individuals and families in the area. It offers a credit report review and dispute assistance.

The team identifies errors and areas for improvement in a client's credit report. It helps clients challenge inaccurate or outdated items and lays out clear, easy-to-follow steps for building healthier credit over time.

12162 E Mississippi Ave, Aurora, CO 80012, USA (888) 988-8369 Visit Website

Battle and Company

Battle and Company is based in Denver and serves the Aurora area. It works with churches and non-profit organizations, as well as seniors in minority and disadvantaged communities.

The company brings together a team that covers all financial disciplines. It takes a comprehensive and balanced approach to solving financial problems and focuses on solutions and long-term strategies.

4700 Oakland St, Denver, CO 80239, USA (303) 388-4357 Visit Website

Velcor Unlimited

Velcor Unlimited operates from Denver and serves clients throughout the Aurora area, including entrepreneurs, individuals with low credit scores, people who seek business funding, and real estate investors.

The company builds personalized credit repair packages based on the number of negative items on a client's credit report. It disputes items such as collections, late payments, charge-offs, student loans, repossessions, inquiries, and bankruptcies, and it requires a monthly credit monitoring subscription during the repair process. Velcor Unlimited also creates personalized funding plans and helps clients with credit card and loan applications, including one-on-one mentorship for high-limit credit access.

Clients can request a free consultation or credit analysis. The credit monitoring subscription can be canceled anytime during the trial, and a credit report pull does not affect a client's credit score.

2000 S Colorado Blvd, Denver, CO 80222, USA (888) 994-8250 Visit Website

Xperia Credit Solutions

Xperia Credit Solutions operates out of Denver and serves clients in the Aurora area. It offers credit report analysis, credit score improvement, and error identification and dispute services.

A certified FICO professional conducts the free initial credit analysis. The team gives a detailed credit report overview and explanation, then builds a custom credit improvement plan. It identifies errors in credit reports and works with credit bureaus to verify information.

Clients can start with a free consultation and credit analysis.

999 18th St Unit 3000, Denver, CO 80202, USA (844) 756-6530 Visit Website

Credit Repair Today

Credit Repair Today is headquartered in Denver and serves the Aurora area. The company has 14 years in business and 30 years of experience in credit repair. It works with people seeking mortgage qualification, business owners, identity theft victims, people recovering from wage garnishment, and first-time credit builders.

The process starts with a free initial credit consultation, after which the team pulls the client's credit reports. Services include credit building, inquiry removal, tradeline rentals, business credit building, and FCRA disputes. The company does not charge monthly fees.

999 18th St, Denver, CO 80202, USA (303) 218-6648 Visit Website

LovJaz LLC

LovJaz LLC has served clients since 2022 from its Englewood office, and it serves the Aurora area. It works with real estate clients, people who lack financial knowledge or credit health, and people who are preparing to buy or sell homes.

The company offers credit monitoring and credit restoration services and gives clients personalized guidance through the credit repair process. It also teaches financial freedom classes based on Dave Ramsey principles that focus on long-term financial health.

6300 S Syracuse Way Ste 150, Englewood, CO 80111, USA (720) 618-6328 Visit Website

Coast Tradelines

Coast Tradelines operates out of Centennial and serves the Aurora area. The company has served clients since 2010. It works with people across Colorado and the USA who have poor credit, have been turned down for loans, or pay high interest rates.

Clients choose from available tradelines and fund a secure escrow account before submitting their order. They can check their credit report for updates after the order is placed.

Coast Tradelines offers a free tradeline assessment that includes a consultation with a credit specialist.

9615 E County Line Rd Ste 453, Centennial, CO 80112, USA (720) 680-3399 Visit Website

Complete Credit Plus

Complete Credit Plus works from its Arvada office and serves the Aurora area. The company offers credit report correction under the Fair Credit Reporting Act, along with credit education and credit consulting. It works with consumers who want to improve their credit standing or build a better credit profile.

A small team stays assigned to each client's file throughout the process, and clients receive monthly updates. The company focuses on helping clients understand how credit scoring systems work.

Complete Credit Plus offers a free consultation to new clients.

8120 Sheridan Blvd a209, Arvada, CO 80003, USA (844) 809-5826 Visit Website

Norcross Consulting Services

Norcross Consulting Services is based in Lakewood and serves the Aurora area. The company has over 10 years in business and offers credit restoration and credit counseling. It works with people considering bankruptcy and first-time homebuyers.

The team explores every possible option to maximize FICO scoring models and takes a unique approach with each client. It creates a custom plan of action for each client's situation.

Clients can start with a free consultation and credit analysis.

355 Garrison St, Lakewood, CO 80226, USA (303) 868-2874 Visit Website

Extra Credit

Extra Credit's office is located in Littleton, and it also serves the Aurora area. The company provides credit report disputes, credit coaching, credit monitoring, and a credit builder card. It works with home buyers who need mortgage qualification or refinancing.

The company reviews clients' credit reports and disputes negative or erroneous items under the Fair Credit Reporting Act. Clients receive a monthly audit and summary of changes, along with monthly progress updates. Coaching covers budgeting, debt management, and credit habits.

Extra Credit offers a free consultation to new clients.

6585 W Sumac Ave, Littleton, CO 80123, USA Visit Website

Open Door Credit Agency

Northglenn is home to Open Door Credit Agency, which also serves the Aurora area. The company has served clients for many years. It offers credit report disputes, credit bureau challenges, credit restoration, credit education, and business credit consultation.

Enrollment happens online or by phone, and each client works with a personal credit repair specialist. The company sends monthly dispute letters to the three major credit bureaus and to creditors. It operates on a month-to-month basis with no contracts or hidden fees.

Clients can track updates through a 24-hour client portal and receive a free initial consultation with a credit specialist.

11990 Grant St Suit 550, Northglenn, CO 80233, USA (720) 734-5155 Visit Website

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