Best Credit Repair Companies in Los Angeles, CA (2026)

Since 2004, iMax Credit has worked with Los Angeles residents from its Sepulveda Boulevard office. The company assists mortgage applicants, business loan applicants, identity theft victims, and clients who have negative items on their credit reports.

Every client starts with a free credit analysis, and the team builds a custom action plan based on the results. iMax Credit uses an attorney-led approach that involves filing lawsuits against creditors to pursue deletions of inaccurate items. The company charges no upfront fees for its services.

Clients can use credit monitoring tools and access educational resources to support long-term credit health.

Speedy Credit Repair has offered credit services nationwide since 1995, with particular focus on clients in Orange County and Los Angeles. The company works with first-time homebuyers, renters, mortgage applicants, and people who are seeking security clearance for job promotions.

The process begins with a free credit report pull from all three bureaus. Clients then receive a personalized review and a full breakdown of items that affect the credit score, along with an AI summary of their credit profile. They also gain access to a specialist with more than 30 years of experience, and the company requires no upfront fees, credit card, or subscription to begin.

Clients can track dispute filings and account updates through a personal online portal.

Core Credit Solutions operates out of Culver City and has served Los Angeles and surrounding communities for more than 25 years.

Every engagement starts with a free consultation and credit analysis. The team identifies items that raise concern, challenges inaccuracies with the bureaus, and conducts statute of limitations research. It tailors a dispute plan for each client that focuses on the most significant items on the credit report.

From its Pasadena office, Serrano Financial serves Los Angeles and nearby communities. The company works with first-time homebuyers, people who are recovering from job loss, clients with collections accounts, and people who face illegal collector harassment.

Every client begins with a free initial consultation, and Serrano Financial tailors its services to each person's needs and budget. The team challenges creditors and collection agencies directly and works to remove negative items such as late payments, charge-offs, liens, and judgments from credit reports.

Beyond credit repair, Serrano Financial offers financial coaching, budgeting guidance, and ongoing credit monitoring.

Infinite Financial Firm has worked with Los Angeles clients for 10 years from its Westwood Boulevard location. The company serves people with charge-offs, bankruptcies, loan denials, and first-time homebuyers.

Its process follows three steps: a review of the client's credit report, creation of dispute documents for inaccurate items, and ongoing monitoring through a secure client portal. Infinite Financial Firm sends dispute packages directly to the credit bureaus and creditors.

Clients can track progress and receive updates through the same secure portal, along with access to educational resources.

FICO Fairy has operated in Los Angeles since 2010 from its Beaudry Avenue office.

The company begins with a free consultation and credit analysis, then develops a custom strategy for each client. It files strategic disputes with the credit bureaus for items such as bankruptcies, collections, student loans, medical bills, charge-offs, late payments, broken leases, public judgments, and inquiries.

Clients receive monthly progress reports on their dispute filings.

Conway Connects serves clients from its office on Wilshire Boulevard in Los Angeles. It works with business owners, entrepreneurs, and first-time funding seekers, as well as people who have collections, past bankruptcies, or identity theft on their credit report.

The company starts with a free 15-minute credit audit that reviews all three major credit bureaus along with secondary agencies such as LexisNexis, ChexSystems, and Innovis. It disputes items with Equifax, Experian, TransUnion, and these secondary agencies, then follows up to work toward removing or correcting them. Conway Connects also offers business credit profile setup, credit stacking, and funding sequence planning for personal and business needs.

The free credit audit carries no obligation and requires no credit card. Conway Connects also provides lender network access and collaborative support with loan applications.

MaxYourCredit.com operates from 9th Street in downtown Los Angeles and works with first-time homebuyers, business owners, and individuals seeking auto loans. It also serves people who have low credit scores or who are working through past bankruptcy.

The company begins with a free credit analysis and builds a custom dispute plan for each client. Its legal team handles disputes with Equifax, Experian, and TransUnion, and clients receive unlimited monthly disputes as part of a four-step process that includes analysis, dispute, tracking, and restoration. MaxYourCredit.com also offers debt validation letters, goodwill letters, and tradeline services.

Clients can track progress through a 24/7 online portal that shows live credit score updates. The first 30 days of service are free, after which the plan continues at $199 per month.

Summit Credit Advisor is based on 1st Street in downtown Los Angeles and works with first-time homebuyers and business owners across California. It also serves people who carry high-interest debt or who are concerned about identity theft.

The company challenges inaccuracies on the credit report and works to remove unverifiable late payments and collection items that should not appear. It conducts bureau audits and pairs each client with an advisor for one-on-one counseling that reviews spending habits and builds savings strategies. Summit Credit Advisor also offers business credit establishment, mortgage readiness programs, and investment education.

Full-service clients receive complimentary identity monitoring and dark web monitoring tools. The company offers a free consultation to review a client's credit situation before starting service.