No matter what your credit score looks like, you need a place to live. But if you’re struggling with bad credit, having your rental application chosen out of many can get tricky, especially if you live in a competitive area. Luckily, you don’t have to let a low credit score get in the way of … Continue reading How to Rent an Apartment with Bad Credit →
Need Help Repairing Your Credit?
It might seem difficult to pick the right credit repair company, but it doesn't have to be. Check out our round-up of reviews to help narrow down the choices.
You can count on us to be impartial while maintaining professional standards to help you make your decision. Just follow the link below to view our recommendations.Best Credit Repair Services
Derogatory marks listed on your credit report can leave a lasting impact on your credit score — and not in a good way. So what exactly does that mean? As the name implies, a derogatory mark refers to any negative item on your credit report. Most stay there for at least seven years, but some … Continue reading What Is a Derogatory Item on Your Credit Report? →
Any payment made 30 days or more after the due date is at risk of being reported to the three credit bureaus as a late payment. And having your credit report peppered with them can cause your credit score to plummet. Added to that is the fact that the payment continues to show up on … Continue reading How to Get a Late Payment Removed from Your Credit Report →
When you’re working on increasing your credit score, it’s important to know how exactly the scoring process works. That way, your financial decisions can be guided by what’s best for your wallet as well as what’s best for your credit score. Whether you’re trying to rebuild credit after a tough period, or want to get … Continue reading Why You Have 3 Different Credit Scores →
You want to improve your credit score, but you have outstanding debts to a collection agency. Before you pay it all off, take a few moments to evaluate your personal situation. Different types of debts should be handled in different ways because they each affect your credit score uniquely. The way you handle your repayment … Continue reading Paying Off Collections to Improve Your Credit Score →